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jola
BACK TO THE GOOD STUFFTHE DETAILS MATTER.

Your data.Your business

At Jola, your trust is our primary currency. We believe in complete transparency regarding how your personal information and financial metrics are handled.

Last updated · October 2025CLARITY. ALWAYS.
THE SHORT VERSION

We never sell your data, and we use bank-grade encryption to protect your financial details.

01 / ONLY WHAT’S NEEDED

Data we collect

We practice strict data minimization. We only collect the verifiable pieces of information mandated by Central Bank of Nigeria (CBN) and Nigeria Data Protection Regulation (NDPR) requirements, strictly necessary to calculate your daily earned wages and automate scheduled disbursements.

Identity & BVN Verification

Used solely to validate your legal identity against national registers without storing unauthorized biometric records.

Employer Payroll Integration

Real-time attendance, shifts worked, and earned accrued wages synced automatically to update your accessible balance daily.

Settlement Account Metadata

Designated commercial bank account numbers used strictly for executing direct-to-bank wage deposits.

02 / SAFE & SOUND

How we safeguard your funds & identity

256-Bit AES

Military-grade cryptographic protocols protect data in transit and cold storage.

Biometric Access

Device-bound authentication ensures only you authorize withdrawal streams.

NDIC-Insured Custody

All liquid custodial balances reside within tier-1 CBN-licensed commercial partners.

03 / YOU’RE IN CONTROL

Third-party disclosure & your rights

We maintain an uncompromising stance: we do not monetize, rent, or sell your personal or financial data to advertisers or third-party marketing brokers. Information is routed exclusively through infrastructure providers necessary for processing disbursements and regulatory reporting.

Your Inalienable Rights

Data Portability

Export all ledger and transaction logs in standardized formats.

Right to Deletion

Purge non-statutory records upon closing your account.

YOUR PRIVACY MATTERS.

Want to talk about your data?

Have compliance or privacy questions? Direct all inquiries to our DPO.

dpo@jola.ng
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