A little clarity.A lot of trust
A transparent legal agreement built for clarity, human understanding, and mutual trust between you and Jola Technologies Ltd.
Treat the platform with respect, and we promise to always drip your cash safely.
Account eligibility
Valid Nigerian BVN, 18+ years of age, and a verified Nigerian phone number.
To activate an individual account on Jola, you must be a recognized citizen or legal resident of Nigeria who has attained at least eighteen (18) years of age. You will be required to link an active Bank Verification Number (BVN) registered in your legal name and authenticate via multi-factor SMS verification with a licensed Nigerian carrier.
Statutory Compliance & KYC
We leverage Central Bank of Nigeria (CBN) authorized verification infrastructure to authenticate your credentials. Accounts created using proxy, altered, or synthetic identities are subject to immediate termination.
Drip Mechanics & Vault Automation
Scheduled daily sunrise disbursements, emergency break protocols, and automated lock terms.
When you initiate a vault lock, your bulk funds are transferred into insured partner custody. Daily disbursals ("drips") are calculated based on your designated cycle length (e.g., 30 days) and automatically processed every sunrise at 07:00 AM West Africa Time (WAT). You retain 100% ownership of principal funds at all times.
Liability, Safety & NDIC Partner Protection
Partner banking custody, statutory coverage, and platform availability commitments.
All funds custodied through Jola vaults are held in insured accounts at partner financial institutions regulated by the Central Bank of Nigeria (CBN). Account balances are covered under standard NDIC deposit insurance provisions up to maximum statutory limits.